30 years in Insurance, Healthcare Financing, Employee Benefits



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tarix07.01.2019
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30 years in Insurance, Healthcare Financing, Employee Benefits

    • 30 years in Insurance, Healthcare Financing, Employee Benefits
    • Home office, wholesale, and retail experience
    • VP/Marketing & Sales for a national insurance carrier, one of the top 50 in the U.S.
    • Led development team which introduced one of the 1st integrated MSA plans in 1996
    • Co-founded a third party administrator (TPA) in Omaha
    • Specialize in alternate funding arrangements (e.g., partial self funding, HSA, HRA, FSA)
    • Successfully transitioned thousands of employers to self funded and consumer directed plans, from fully insured/traditional
    • B.S. in Marketing/Economics from SUNY-Oswego + ½ MBA/North Central College; RHU; CDHC
    • Vistage CEO Trusted Advisor and Speaker
    • Published author and nationally recognized speaker


Attorney

  • Attorney

  • Accountant

  • Banker

  • Human Resource Manager

  • Government Affairs Expert

  • Public Speaker

  • Writer

  • Digital Media Novice

  • Consultant/Advisor



Social Media

  • Social Media

  • Employee Engagement

  • Compliance/Regulatory Updates

  • Consumer Directed Healthcare (CDH)

  • Self Funding







Twitter

  • Twitter

  • Facebook

  • Twitter

  • LinkedIn

  • Google+

  • Website(s)

  • Blog





















What’s the theory behind “Consumer-Directed" health care, a new trend in health benefits design?

  • What’s the theory behind “Consumer-Directed" health care, a new trend in health benefits design?

    • Introduces people to the actual cost of medical care
    • Encourages shrewder purchases of medical services, diagnostic tests and prescription drugs
    • Helps hold down the rising cost of health insurance




Traditional Plan ($1000/$2000)

  • Traditional Plan ($1000/$2000)

  • Copays:

  • Office Visit:$30

  • Prescription Drug: $15/$30/$60

  • Facility (ER/UC): $250/$50

  • Annual Deductible

  • Individual: $1,000

  • Family: $2,000 (imbedded)

  • Coinsurance Out of Pocket

  • In/Out Network: 80%/60%

  • Individual (PPO): $2,500

  • Family(PPO): $5,000

  • Total Out of Pocket

  • Individual = $3,500 + copays

  • Family = $7,000 + copays



HEALTH INSURANCE (Qualified High Deductible Health Plan)

  • HEALTH INSURANCE (Qualified High Deductible Health Plan)



Employee Only Coverage

  • Employee Only Coverage



Employee + 1/Employee + Family Coverage

  • Employee + 1/Employee + Family Coverage



Employee + 1/Employee + Family Coverage

  • Employee + 1/Employee + Family Coverage

















Allergy symptoms (2+ years of age)

  • Allergy symptoms (2+ years of age)

  • Body aches

  • Cough

  • Earache / ear infection

  • Flu-like Symptoms

  • Itchy eyes

  • Mononucleosis (mono)

  • Motion sickness prevention

  • Nasal congestion

  • Pink eye & sties

  • Sore throat / strep throat

  • Upper respiratory infection

  • Urinary tract / bladder infection (females 12 years+)



24/7/365 services by American Well Member access to U.S. board certified, licensed and credentialed physicians for online health care encounters in the comfort of their home or workplace

  • 24/7/365 services by American Well Member access to U.S. board certified, licensed and credentialed physicians for online health care encounters in the comfort of their home or workplace

  • Computer, tablet or phone access for common conditions

  • 99% of on-demand consults are via video conferencing (Web or mobile application)

  • Less than three minute average wait time to connect to a physician of choice

  • E-prescriptions to the patient’s preferred pharmacy*

























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