Azerbaijan state university of economics unec sabah center


How to remove a mortgage agreement?



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How to remove a mortgage agreement?

During the mortgage transaction, stamp duty and title deed fees are taken. These fees are made as stipulated in the Stamp Tax and Fees Act. The amount of the debt to be provided by the mortgage will be paid on the basis of the title deed fee of 3.6 per thousand and the stamp tax fee of 7.5 per thousand according to the Stamp Tax Law. In the houses to be purchased by credit, the bank will place mortgages on the house during the payment of the loan amount and debts. In order to remove this mortgage, the debt must be fully completed. After this is achieved, the removal of this mortgage from the deed can only be done by the lender.

In order to remove this mortgage from the tap, mortgage fek can be obtained indicating that the debts from the bank are over and that the mortgage can be removed. The mortgage can be removed by going to the title deed office with this letter to be received. Banks can request different fees for the mortgage contract fecket letter for the removal of the mortgage.

In case the debt of the house taken by the loan is over, the mortgage is required for the removal of the mortgage. Some banks can send this article directly to the title deed offices. Some banks are able to deliver this article to the consumer.



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