Azerbaijan state university of economics unec sabah center


Requirements for getting a French mortgage



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Requirements for getting a French mortgage - When applying for the mortgage, you will need to provide the following documents:

  • copies of the borrower’s passports;

  • proof of income;

  • self-employed individuals will need to show a set of audited financials for three years;

  • bank statements for the last three months;

  • current rental agreement;

  • statement of assets;

  • executed sales agreement (for the actual mortgage offer, not for a preliminary commitment);

  • if the property is new or to be renovated, written estimates or invoices from French-registered tradesmen and copies of their certificate of insurance;

  • if new improvements are to be constructed on the property, a property title or preliminary sales agreement for the land, building license, and the building contract and plans;

  • if applicable, the title deed or loan deed with a complete repayment table if the property is to be financed with a remortgage or equity release.

French home loans can't be formally offered without showing a property buy understanding. Be that as it may, sometimes it might be conceivable to verify a testament of duty (pre-endorsement letter) for around €350, in addition to VAT, from a home loan bank. This will for the most part enable you to consult with the vender and ought to be substantial for three to four months.


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