Khanahmad Kamalov
Economics - UNEC, SABAH Center
Supervisor: Aydan Talibova, PhD candidate in Law
May 2019, 65 pages
This bachelor thesis deals with questions related to the mortgage system and mortgage relations, and answer the questions: “What are key problems faced in the practice of mortgage relations in Azerbaijan?” and “How can these problems be solved?”
Mortgage policy is a tool that serves to improve the living conditions of the citizens, being part of the state's social policy. When selling or buying a home, a popular marketing strategy is to set the list price far below market value. The idea is that a low list price will attract loads of buyers, who will push up the sales price. Actually, the household's choice to default on a mortgage depends on the cost of the legal system and the mortgage contract.
The diploma paper concludes with the development perspectives of dynamic available problems in the field of mortgage. As a result of the research, several theoretical provisions, including specific results aimed at improving the legislation and practice on the mortgage are shown.
Keywords: mortgage, mortgage system, market economy, mortgage contract, mortgagor, mortgagee.
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