Debt collection law



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DEBT COLLECTION LAW

6. Who may collect debt?

  • Creditor provider;

  • Cessionary of Book Debt;

  • Debt Collector registered with the Debt Collectors Council;

  • Attorneys registered with the Law Society of South Africa.


7. What is a Default Judgement?

Default Judgement is a judgement entered against a party who had failed to defend a claim that has been brought by another party. There are four instances where default judgement may be entered into:



  • The defendant has not served and filed a notice of intention to defend.

  • The defendant failed to serve and file a notice of intention to defend timeously.

  • The defendant failed to file a plea.

  • The defendant entered a defective entry of intention to defend.

The following are the most important for any action:

  • Locus standi – right to institute action.

  • Cause of action – have a proper claim.

  • Jurisdiction – either where the defendant resides or consented to.



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