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Art. 65 Tariffs and commissions
CURRENT ACCOUNTS
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Private Individual account opening
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Free of charge
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Minimum initial balance (Private Individuals)
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Minimum EUR 5
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Legal Entities account opening
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10 EUR
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ESCROW account opening
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0.20 % minimum EUR 50
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Private Individuals account closing
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Free of charge
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Legal Entities account closing
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EUR 3, regardless of the date the account was opened
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Accounts without movement reviewing (dormant account) for Legal Entities
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EUR 10/Quarter
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Private Individuals account statement– Monthly, sent by means agreed with the Customer:
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Fax
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Free of charge
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Post (mail)
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Free of charge
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Another mean agreed with the Customer (including at the Bank premises)
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Free of charge
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Legal Entities account statement – Monthly, sent by means agreed with the Customer:
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Fax
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RON 5/Page
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Post (mail)
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Real costs
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Another mean agreed with the Customer
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Real costs
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At the Bank premises
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Free of charge
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Account statement at the Bank premises
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Free of charge
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Account statement sent daily by Fax (Private Individuals/Legal Entities)
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EUR 20/Month
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Additional account statement (Private Individuals/Legal Entities)
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EUR 5/Extras
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CASH TRANSACTIONS
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Cash deposit
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Free of charge
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Private Individuals cash withdrawal
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0.50%. minimum EURO 3
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Legal Entities cash withdrawal
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0.50%. minimum EUR 5
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Cash withdrawals on maturity of a time deposit over or equal to 1 month - Private Individuals
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Free of charge
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The Bank shall be informed about any cash withdrawal for accounts exceeding EUR 10.000, or their equivalents, at least one business day in advance before 12:00 a.m.
For any cash withdrawal for amounts over 10.000 EUR or equivalent without prior notice (written notification from the Customer with 24 hours in advance) there will be a 30 EURO charge.
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CHEQUES AND PROMISSORY NOTES
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Collection of Cheques and Promissory Notes in electronic format
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Collection of instruments
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RON 2.50 + RON 0.88 (TransFonD Commission)/Instrument
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This commission will be charged even is the case of total or partial refusal.
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Drawn on other Banks in foreign currency
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0.20% minimum EUR 20
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Payment of Cheques and Promissory Note settled trough electronic system
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Until la 500 RON
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RON 2
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Between 500 – 10.000 RON
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RON 3
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Between 10.000 – 50.000 RON
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RON 4
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Over 50.000 RON
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RON 30
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Payment of Cheques and Promissory Notes in previous format settled (trough convention)
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RON 20 + RON 6.26 (TransFonD SWIFT settlement commission)
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Incoming of Cheques and Promissory Notes in previous format settled (trough convention)
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RON 20
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Cheques books in RON issuing
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1 Fold
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RON 2
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25 Folds
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RON 50
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Promissory Notes issued to Customers
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RON 2/Instrument
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Custody service (leasing, etc.)
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RON 2/Instrument
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TRANSFERS
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RON Transfers
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Incoming
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Free of charge
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Intrabank settlement
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Free of charge
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RON Payments
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Intrabank settlement
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Free of charge
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Until la 500 RON
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RON 2 + RON 0.51 TransFonD Commission
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Between 500 – 10.000 RON
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RON 3 + RON 0.51 TransFonD Commission
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Between 10.000 – 50.000 RON
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RON 4 + RON 0.51 TransFonD Commission
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Over 50.000 RON
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30 RON + RON 6.26 TransFonD Commission
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Urgent payments (any amount)
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30 RON + RON 6.26 TransFonD Commission
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Cancelation fee
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RON 30
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Investigations
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Real cost, maximum RON 20
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Payments made following the fulfilment of Bank obligations as garnished third party
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RON 10 + TransFond Commissions (accordingly with the payment value as mentioned above)
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ESCROW account agreement payments
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RON 40 + TransFond Commissions (accordingly with the payment value as mentioned above)
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Conditional Payment Order (RON or other currency)
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Pre-advice
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0.10 %, minimum EUR 50, maximum EUR 500
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Issuing
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0.15 %, minimum EUR 50, maximum EUR 500
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Documents handling
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0.10 %, minimum EUR 50, maximum EUR 500
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Amendments/Cancelation
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EUR 20/Operation
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Payment
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0.20 %, minimum EUR 20
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For RON payments the TransFonD commissions shall be added according to the payment value as mention above.
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TRANSFERS IN FOREIGN CURRENCY
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For incoming funds “in scope” the Client account will be credited according to the value date mentioned on the statement of account sent by the correspondent Bank.
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In favour of the Account Holder
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Free of charge
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Intrabank settlement
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Free of charge
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Payments
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In case of “in scope” payments made within the European Union and the European Economic Space with the option SHA.
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Private Individuals payments
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0.20 %, minimum EUR 5 + SWIFT Fee
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Legal Entities payments
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0.20 %, minimum EUR 20 + SWIFT Fee
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ESCROW account payments
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0.20 %, minimum EUR 20 + SWIFT Fee
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Intrabank settlement
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Free of charge
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Miscellaneous operations regarding transfers in foreign currency
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Investigation charges for the correspondent Bank
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Real costs, minimum EUR 10, maximum EUR 50
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SWIFT fee
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EUR 10
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Cancelation fee (charged by the correspondent Bank)
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Real cost, maximum EUR 50
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Emergency fee for national payment with the same value date
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EUR 25
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Emergency fee for national payment with the next value date
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Free of charge
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Emergency fee for international payment with the same value date
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EUR 25
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Emergency fee for international payment with the next value date
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EUR 25
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In case of “out of scope” payments made outside within the European Union and the European Economic Space with the option OUR/SHA/BEN.
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Private Individuals payments
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0.20 %, minimum EUR 5 + SWIFT Fee
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Legal Entities payments
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0.20 %, minimum EUR 20 + SWIFT Fee
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ESCROW account payments
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0.20 %, minimum EUR 20 + SWIFT Fee
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Intrabank settlement
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Free of charge
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Miscellaneous operations regarding transfers in foreign currency
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Investigations charges
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Real cost, minimum EUR 10, maximum EUR 50
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SWIFT fee
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EUR 10
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Cancelation fee
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Real cost, maximum EUR 50
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Emergency fee for international payment with the next value date
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EUR 25
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Commission option OUR for Correspondent Banks
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Maximum EUR 25
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Private Individuals phone investigations
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Free of charge
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Legal Entities phone investigations
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Maximum 15 EUR
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COLLECTIONS
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OUTGOING DOCUMENTARY COLLECTION
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Remittance of documents
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0.15%, minimum EUR 25, maximum EUR 500
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Amendment
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EUR 25
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Payment
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Free of charge
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Return of unpaid documents
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EUR 25
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Remittance “free of payment”
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0.15%, minimum EUR 25 maximum EUR 500
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IMPORT DOCUMENTARY COLLECTION
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Advising
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EUR 25
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Payment
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0.15%, minimum EUR 25, maximum EUR 500
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Amendment
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EUR 25
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Release of documents “free of payment”
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EUR 50
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MISCELLANEOUS REGARDING COLLECTION
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Inquiry regarding the document status at client request
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Real cost, maximum EUR 50
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Collections are handled in accordance with ICC Uniform Rules for Collections 522 in force.
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DOCUMENTARY CREDITS
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EXPORT/RECEIVE L/Cs
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Pre-Advice
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EURO 30
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Advice
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0.20 %, minimum EUR 50
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Confirmation
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0.20 %/Quarter, minimum EUR 100
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Documents handling fee and remittance documents
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0.20 %, minimum EUR 100
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Deferred payment
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0.20%, minimum EUR 100/Quarter
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Amendment
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EURO 30
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Assignment of proceeds
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0.20 %, minimum EUR 50
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Discount documents
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Based on the market interest rate
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IMPORT/ISSUED L/Cs
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Pre-Advice
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EURO 30
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Opening
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0.20 %, minimum EUR 100/Quarter
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Handling documents
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0.20 %. minimum EUR 100
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Deferred payment/Acceptance
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0.20%, minimum EUR 100/Quarter
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Amendment
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EURO 30
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MISCELLANEOUS REGARDING DOCUMENTARY CREDITS
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Cancelation of L/C
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EURO 30
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L/C Transfer
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0.20 %, minimum EUR 100
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Advice of L/C to a third Bank
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EUR 100
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Inquiry regarding the document status at client request
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EUR 30
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Discrepancy commission
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EUR 30
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SWIFT fee regarding L/Cs
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Real cost, minimum EUR 10
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Documentary Credits are handled in accordance with ICC Uniform Customs and Practices for Documentary Credits 600 currently in force.
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All fees for Documentary Credits stipulated per quarter are to be understood to apply in full also to part thereof and are payable up front.
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All commissions and expenses connected with L/C are always due even if the L/C is cancelled or expires without having been fully utilised.
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LETTERS OF GUARANTEE
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ISSUING OF GUARANTEES WITH CASH COLLATERAL
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Issuance fee
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EUR 25
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Commission for issuing a Letter of Guarantee
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0.50 % per Quarter, minimum EUR 50
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Amendment
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EURO 30
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Payment
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0.20 %, minimum EUR 100
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GUARANTEES RECEIVED
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Advising (transmission) without commitment Bank but including checking of signatures and test keys
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EURO 60
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Amendment without commitment of the Bank, including cancellation
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EURO 30
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Request on behalf of our Customer asking the Issuing Bank to settle the guarantee amount
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EUR 50
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Availing commission
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0.50 %, minimum EUR 100/Quarter
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Cancelation fee
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EURO 30
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All fee, minimum and maximum amounts for issuing of letters of guarantee stipulated per quarter mean that a whole quarter fee applies also to a part of a quarter. They are payable up front.
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ELECTRONIC BANKING
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INSTALATION, TRAINING AND SUPPORT
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Monthly fee for connection to Electronic Banking payment services
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EUR 25
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TRANSFERS THORUGH ELECTRONIC BANKING
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Outgoing payments in LEI
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In house settlements
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Free of charge
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Until RON 500
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RON 1 + RON 0.51 TransFonD Commission
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Between RON 500 – 10.000
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RON 2 + RON 0.51 TransFonD Commission
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Between RON 10.000 – 50.000
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RON 3 + RON 0.51 TransFonD Commission
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Over RON 50.000
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RON 15 + RON 6.26 TransFonD Commission
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Outgoing payments in foreign currency
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In house settlements
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Free of charge
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Outgoing payments
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0.15 %, minimum EUR 15 + SWIFT Fee
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SWIFT fee
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EUR 10
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All the other commissions applicable to payments sent trough Electronic Banking will be charged according to aforementioned in Chapter “Transfers in foreign currency”.
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MISCELLANEOUS SERVICES
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Safe deposit box rental (payable in advance)
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Small safe deposit box annual commission
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EUR 100
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Medium safe deposit box annual commission
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EUR 150
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Large safe deposit box annual commission
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EUR 200
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Cash deposit for the key (the deposit does not bear any interest)
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EUR 250
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Documents sent by Fax
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RON 5/Page
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Archive investigations less than 1 year
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RON 3/Page
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Archive investigations more than 1 year
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RON 5/Page
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Confirmation letter for auditors
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EUR 50
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Credit worthiness letter
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EUR 50
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Refinance letter remittance fee
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EUR 50
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Information about CIP-BNR
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EUR 5/Request
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Cash transportation
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Negotiable
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Post/Courier services (DHL. etc)
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Real cost
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Notifications/Notices (by postal services)
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Real cost
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Notifications through Bailiff
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Real cost (Bailiff fee)
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1. For any transaction which does not appear on this booklet, the Bank will advise the customers of the applicable fees on a case by case basis.
2. The aforementioned terms and conditions are subject to the prevailing market conditions and the Bank reserves the right to amend the terms and conditions at any time at its sole discretion, if it deems it necessary, and will notify the Client two months before the specific amendments enter into force.
3. The most recent version of the Tariffs, Terms and Conditions, as displayed in the Bank’s premises, is always applicable. A copy of the Tariffs, Terms and Conditions can be requested from the Bank’s employees at any time.
4. All fees, commissions and charges will be charged in the currency of the transaction unless otherwise requested by the customer and accepted by the Bank.
5. These Tariffs, Terms and Conditions are drawn in two languages, English and Romanian, in the event of any conflict between the English and Romanian texts, the Romanian text will prevail.
6. These Tariffs apply to all the transactions, which are made in relation with the Bank, less those based on credit facilities, or all other agreements concluded between the Bank and the Client.
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Data: / /
Client
Semnatura ________________________
(L.S.)
Banca
Semnatura __________________________
Semnatura __________________________
(L.S.)
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Date: / /
Client
Signature ________________________
(L.S.)
Bank
Signature__________________________
Signature__________________________
(L.S.)
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