O’zbekiston respublikasi oliy va o’rta maxsus ta’lim vazirligi buxoro davlat universiteti

9-module. Stages of development of credit relations. .................. 170 
9.1. Reasons for the emergence of credit relations. Stages of 
development of credit relations. ..................................................... 170 
9.2. Occurrence of usury credit. The emergence of commercial credit 
and bank credit................................................................................ 174 
9.3. Causes and conditions of credit relations. Stages of development 
of credit relations. ........................................................................... 177 

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10-module. Types and forms of credit ......................................... 179 
10.1. Types of credit. Forms of credit. Types of credit by
industry. .......................................................................................... 179 
10.2. Types of credit according to collateral. Types of loans by term. 
Types of loans according to repayment. ........................................ 191 
10.3. Forms of credit. ..................................................................... 193 
11-module. Price of credit and factors affecting it ...................... 194 
11.1. The concept of loan cost. Simple interest rates and the order of 
their calculation. Complex interest rates and the order of their 
calculation....................................................................................... 194 
11.2. Debt capital market and its segments .................................... 199 
11.3. Price formation of medium and long-term loans in the capital 
market. ............................................................................................ 201 
11.4. Factors influencing the price of the loan............................... 203 
11.5. Central bank discount rate. Central bank pawn rate. ............ 206