P let’s look back 6

Medical assistant, cashier, administrative manager, primary school teacher
Cover
letter 
is a rather
я
significant document in %
i
the application procedure. \
* It is presented together 
I with 
CV 
or resume. It is also 
1 called motivation letter which 
\ is the basis on which any 
organization 
selects 
their employees!
attract, impressed, instilled, motivated, collaborated, communicated, deal with, 
discipline, variety, develop, skills, experienced, desperately, quality, advantage, 
positive, w ill, purpose, potential, focused, clear, succinct, real, prospective

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INANCIAL MANAGEMENT
Look at the pictures. Picture A presents four ‘actions’. Complete the following statement.
e.g. I might be in picture В position if I did not keep the action
*__________ * 
because
________
©
1 
Read the words in the box and select two of 
them. Explain the importance of your choice 
to your partner stating the role of them in your 
life.
stay away from the family, budget, overuse, do 
‘free’ things, essential expenses, list of income and 
expenses, non-essential expenses, financial disaster, 
apply for scholarships and grants, keep records of 
expenses, put one’s roommate in financial planning, 
financial aid office, manage one’s debt
2 Review the key words above and guess what 
the upcoming listening material is going to be 
about.
3 (T11) Listen to the tape. Which of these 
frequently asked questions has not been 
mentioned by the speaker?
a. What are the key components of budgeting?
b. Do you manage your finance properly?
c. Are there any types of expenses?
d. Is budgeting important?
e. What can I spend?
f. Are there any tips for managing money?
g. Does financial management require any special 
skill?
4 
Review the statements below. Listen to the 
tape again and put the points in the correct 
order numbering 1-10.
□ Create a budget and stick to it!
□ Put your roommate in your financial planning.; 
If you can, contact your roommate before the! 
semester starts and decide how you’ll divide] 
expenses.
□ Keep money saf1 
using it.
□ Ask for help when you need it. If you run into ai 
financial disaster, call home and let your parents] 
know you’re in trouble. If an unexpected evenll 
changes your home financial situation, don’t givej 
up on university! First, talk with your financial! 
aid office. Most colleges set aside funds to help] 
students get through difficult situations.
□ Save and project for future expenses.
□ Learn to say “no” to friends.
□ Do “ free” things.
□ Talk to your parents about who pays for what. Find] 
out what you can count on from them and whati 
you w ill be responsible for.
□ Don’t overuse plastic cards.
□ Keep records of expenses.
5 6
Scale Up
brow

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5 Work in teams of three. Answer the questions 
in Ex. 3.
6 Work in pairs. Discuss the following questions. 6
• 
W hat tips can you suggest to your friend in 
managing his/her budget?
• 
Why do you think the tips to be useful? Prove your 
suggestion w ith your own life examples.
7 Read and write examples with