Project document



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Mitigation strategies

Establish credit lines targeted to family farms, so as to increase in the specific provision of credit that encourages the adoption of SLM

Communication material about the main lines of credit focused on agro-industry, family farming and SLM projects in accessible language

Capacity building/training for bank credit agents

Facilitate the process of making credit with the development of methodological guidelines for SLM, as well as lists of necessary documents, reducing the transaction cost to access the funding

Devise new ways of channeling refundable and non-refundable government resources for environmental projects with better rates of interest, promotion in rural communities and dissemination of information about benefits to producers

Provide training for bank credit agents

Leverage partnerships through forums and meetings

Promote environmental sustainability in the operation of Poverty Reduction Programs
Refine strategy of monitoring borrowers credit

Create instruments to collect data to evaluate socioeconomic and environmental impacts of credit to producers



Bank of Brazil (BB)

Be a competitive and profitable bank, promoting sustainable development in Brazil and fulfilling its public function with efficiency

Agencies in all states of Brazil, in the municipalities of the state of Sergipe and 7 municipalities in the SAS region

Bank of mixed economy, with shares traded on the stock exchange


Bank of Northeast Brazil (BNB)


Promotion of sustainable development, as a competitive and profitable public bank

Effectiveness in promoting sustainable development

Implement a selective and agile development policy that can contribute in a decisive way to overcome the challenges and establish a standard of living compatible with the region's resources, capabilities and opportunities

Bank with the most representative/capillarity in the Brazilian Northeast



Bank of the State of Sergipe (BANESE)


    Financial agent to promote socioeconomic development of Sergipe

    61 branches in the state, 200 correspondent agents in all municipalities in the state of Sergipe and SAS

    Partnership with SEMARH for funding of conversion of brick and tile factories and bakeries for use of gas instead of firewood


National Economic and Social Development Bank (BNDES)



    The main instrument for implementing the investment policy of the Federal Government, with the primary objective of supporting programs, projects, works and services that contribute to economic and social development

    Encourage free enterprise, including public sector support for projects that are in the national interest

    Main instrument of long-term financing for investments in all sectors of the economy, including social, regional and environmental dimensions


    Primary and secondary operator of the Climate Fund

    Primary source of funds passed on to banks operating subprograms

    Provide a specific credit line to Combat Desertification, among the credit lines focused on Environment




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