]sggc\ jkpc\K]bjv v\adcmp \cva\p ak

Vra`umt 14 ]ovjkh O`voktohc Vnok

O pnok tbot bcnps yau hraw yaur systcgotjm sovjkhs ta lujn` o marpus ta o``rcss onn yaur njic stohc kcc` wbjnc pravj`jkh mavcrohc ohojkst rjse ta toec morc ai yaur navc` akcs jk mosc ai ok cxjhckmy

Incxjljnjty
Zau bovc tbc incxjljnjty ta mbaasc tbc Vrcgjug Voyjkh Pcrg ok` Vanjmy Pcrg os pcr yaur kcc`, ckolnjkh yau ta `cmj`c tbc pcrja` iar wbjmb yau wjsb ta sovc ok` tbc tjgc iar wbjmb yau kcc` gakcy ta iunijnn yaur portjmunor njic stohc kcc`s.

Huoroktcc` O``jtjaks

Pbjs pnok pravj`cs yau huoroktcc` 3.3% ai ]ug Ossurc` ak Goturjty os Huoroktcc` O``jtjaks ot tbc ck` ai comb panjmy ycor, iar ijrst 3 panjmy ycors. ta laast up yaur lckcijts.

@cotb Lckcijt tbot jkmrcoscs past 16 panjmy ycors
Jk mosc ai `cotb ai Njic Jksurc` lciarc ar ak magpnctjak ai 16 panjmy ycors, o sug ai Huoroktcc` @cotb Lckcijt, Ommruc` Huoroktcc` O``jtjaks (ji oky), Ommruc` Voj` Sp O``jtjaks (ji oky) ok` Pcrgjkon Lakus (ji oky) js poyolnc.

Jk mosc ai `cotb ai Njic Jksurc` oitcr 16 panjmy ycors, 116% ai Huoroktcc` @cotb Lckcijt onakh wjtb Ommruc` Huoroktcc` O``jtjaks , Ommruc` Voj` Sp O``jtjaks (ji oky) ok` Pcrgjkon Lakus (ji oky) js poyolnc.

Goturjty Lckcijt

Ckjay 116% ai Huoroktcc` ]ug Ossurc` onakh wjtb Ommruc` Huoroktcc` O``jtjaks , Ommruc` Voj` Sp O``jtjaks (ji oky) ok` Pcrgjkon Lakus (ji oky).

]cttncgckt ok` Maggutotjak Lckcijt
Zau ar yaur kagjkcc, bovc tbc incxjljnjty ta makvcrt tbc Nugp ]ug Goturjty Lckcijt / @cotb Lckcijt jkta rchunor jkmagc (Gaktbny / Zcorny) iar 16 ycors.

Pox Lckcijt

Zau goy lc cktjtnc` ta mcrtojk oppnjmolnc tox lckcijts uk`cr scmtjak 26(M) ok` 16(16-@) ai Jkmagc Pox Omt 1:91 ak tbc prcgjugs poj` ok` lckcijts rcmcjvc`.

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Vra`umt <4 Gaktbny Jkmagc O`voktohc Vnok

Gox Njic Gaktbny Jkmagc O`voktohc Vnok js akc ai tbc gast sauhbt-oitcr ijkokmjon pnok os jt

 pravj`cs huoroktcc` gaktbny jkmagc iar 16 ycors wbjmb wjnn bcnp tbc panjmyban`cr gcct tbc upmagjkh ijkokmjon rcqujrcgckts cvck `urjkh ukiartukotc sjtuotjaks. Pbjs magprcbcksjvc sovjkhs ok` pratcmtjak Njic Jksurokmc pnok bcnps yau jk gcctjkh yaur rcmurrjkh cxpckscs oitcr magpnctjak

ai prcgjug poygckt tcrg. Jt onsa aiicrs nugp-sug lckcijts ok` kak-huoroktcc` lakuscs. Pbc icoturcs ok` lckcijts ai tbc orc os iannaws4

Huoroktcc` rchunor gaktbny jkmagc4
Oitcr magpnctjak ai tbc prcgjug poygckt tcrg, Gox Njic Gaktbny Jkmagc O`voktohc Vnok

 pravj`cs yau wjtb huoroktcc` rchunor gaktbny jkmagc wbjmb mok lc usc` iar yaur iuturc cxpckscs ar ta bovc o pcomciun rctjrcgckt.

Ijkokmjon mavcrohc iar yaur navc` akcs4
Gox Njic Gaktbny Jkmagc O`voktohc Vnok onsa aiicrs o nugp-sug lckcijt ta tbc kagjkccs upak tbc `cotb ai tbc panjmyban`cr.

Goturjty lckcijt4
Spak goturjty ai tbc panjmy, Gox Njic Gaktbny Jkmagc O`voktohc Vnok poys tbc taton ommruc` magpauk` lakuscs ok` tcrgjkon lakuscs ta goec surc yau orc ijkokmjonny stolnc.

@cotb lckcijt4
Spak tbc `cotb ai tbc jksurc` pcrsak, `cotb lckcijt sbonn lc poj` ji 11 tjgcs ai tbc okkuonjzc`

 prcgjug js poj` ok` 163% ai onn prcgjugs js poj` tjnn tbc `otc ai `cotb ai tbc jksurc`.
Vanjmy maktjkuokmc lckcijt4
Jk oky ukiartukotc sjtuotjak, Gox Njic Gaktbny Jkmagc O`voktohc Vnok wojvcs onn tbc iuturc

 prcgjugs poyolnc ly tbc panjmyban`cr. Oport irag tbc nugp-sug lckcijt tbc panjmy hjvcs o wojvcr ak onn tbc upmagjkh prcgjugs wbjmb wjnn goec tbc panjmyban`cr ar tbc kagjkccs cnjhjlnc iar goturjty ok` jkmagc lckcijts.

Pox lckcijt4
Gast ai tbc smbcgcs aiicrc` ly Gox Njic Jksurokmc Magpoky magcs wjtb tox lckcijts ok` Gox Njic Gaktbny Jkmagc O`voktohc Vnok js ka cxmcptjak. Os pcr tbc toxotjak now jk Jk`jo, tbc

 panjmyban`cr mok ovojn tox lckcijts ak tbc panjmy.

1=

V\JMC

Jk o `cvcnapjkh mauktry njec Jk`jo wbcrc tbc `jspasolnc jkmagc jk tbc bok`s ai praspcmts js naw, tbc prjmjkh `cmjsjaks onsa havcrks tbc troksiargotjak ai patcktjon panjmy ban`crs jkta omtuon panjmy ban`crs. Pbc strotchjcs goy lc bjhb ar naw prjmjkh eccpjkh jk vjcw tbc ncvcn ar stok`or` ai mustagcrs ar tbc panjmy ban`crs. Pbc prjmjkh jk jksurokmc js jk tbc iarg ai prcgjug rotcs.

Jk tbc jksurokmc lusjkcss tbc prjmjkh `cmjsjaks orc makmcrkc` wjtb4
  Pbc prcgjug mborhc` ohojkst tbc panjmjcs.

  Jktcrcst mborhc` iar tbc `ciount poygckt ai prcgjug ok` mrc`jt iomjnjty, ok` Maggjssjaks mborhc` iar uk`crwrjtjkh ok` maksuntokmy omtjvjtjcs.

VNOMC

Pbjs magpakckt ai gorectjkh gjx js rcnotc` ta twa jgpartokt iomtar4-
  Gokohjkh tbc jksurokmc pcrsakkcn

  Namotjkh o lrokmb.
]cncmtjak ai ok oppraprjotc namotjak jk ar`cr ta sct up tbc lrokmb aiijmc pnoys o vcry jgpartokt ranc jk mustagcr ottromtjak, rautjkc apcrotjaks ai tbc lusjkcss ok` onsa iar tbc makvckjckmc ai tbc

mustagcrs. Pbc gokohcgckt ai ohckts ok` jksurokmc pcrsakkcn js iauk` sjhkjijmokt wjtb tbc vjcwpajkt ai gojktojkjkh tbc kargs iar aiicrjkh tbc scrvjmcs. Pbjs js onsa ta pramcss tbc scrvjmcs ta tbc ck` uscr jk sumb o woy tbot o hop lctwcck tbc scrvjmcs- pragjsc` ok` scrvjmcs aiicrc` js

 lrj`hc` avcr. Pbc troksiargotjak ai patcktjon panjmyban`crs ta tbc omtuon panjmyban`crs js o `jiijmunt tose tbot `cpck`s upak tbc praicssjakon cxmcnnckmc ai tbc pcrsakkcn